Keto Cream Cheese Almond Flour Bread
This Keto Cream Cheese Almond Flour Bread delivers everything you miss about traditional bread without the carbs. The secret? A special combination of ingredients that creates that elusive bread-like texture keto bakers dream about.
Why You’ll Love This Keto Bread Recipe
If you’ve been on the ketogenic diet for any length of time, you know the bread struggle is real. Store-bought options often disappoint with their dry texture or odd aftertaste, while many homemade recipes fall apart at first slice.
This recipe solves all those problems with two star ingredients: fine blanched almond flour and full-fat cream cheese. Together, they create a wonderfully textured bread that:
- Holds together for perfect slices
- Has a moist, tender crumb (not dry or crumbly)
- Doesn’t taste overwhelmingly eggy
- Makes excellent toast
- Works beautifully for sandwiches
- Is truly low-carb at just 2.3g net carbs per slice
Whether you’re missing morning toast with butter, lunchtime sandwiches, or just the simple pleasure of bread with your meals, this recipe will become your new keto kitchen staple.

Keto Cream Cheese Almond Flour Bread Recipe Overview
Baking Time and Nutrition Facts
16 Slices
15 Minutes
60 Minutes
174 Kcal
15.8g
6.2g
4.1g
120 Minutes
The Science Behind Fluffy Keto Cream Cheese Almond Bread
The Magic of Almond Flour
Not all almond flours are created equal. For this recipe, fine blanched almond flour is essential. Here’s why:
- Structure: Unlike coconut flour, almond flour provides excellent structure while remaining tender
- Neutral flavor: The blanching process removes the skins, resulting in a milder flavor that lets other ingredients shine
- Moisture retention: Almond flour holds moisture beautifully, preventing the dreaded dry, crumbly texture
- Nutritional profile: Rich in protein, fiber, and healthy fats – perfect for keto macros
The Secret Weapon: Cream Cheese
The addition of cream cheese is what elevates this bread from “acceptable keto substitute” to “I can’t believe this is low-carb!” Here’s what it does:
- Moisture: Contributes significant moisture that lasts for days
- Binding: Works with the eggs to create a cohesive structure
- Richness: Adds a subtle richness that balances the almond flavor
- Texture enhancement: Creates a more bread-like mouthfeel
- Flavor balance: Counteracts any potential eggy taste that plagues many keto breads
Using room temperature, full-fat block cream cheese (not whipped or spreadable) ensures the best incorporation and texture.

Keto Cream Cheese Almond Flour Bread Ingredients
Key Ingredients
- For the Bread:
2½ cups (280g) fine blanched almond flour
8 oz (226g) full-fat cream cheese, softened to room temperature
4 large eggs, room temperature
3 tablespoons (42g) unsalted butter, melted and slightly cooled
1½ teaspoons baking powder
1 tablespoon (9g) psyllium husk powder
½ teaspoon fine sea salt
1 teaspoon apple cider vinegar
Optional: ½ teaspoon garlic powder or Italian herbs for savory bread
Equipment Needed
- Loaf pan
- Parchment paper
- Electric mixer
- Mixing bowl
- Rubber spatula
- Measuring cups
- Wire cooling rack
- Bread knife for slicing
How To Make Keto Cream Cheese Almond Flour Bread
Instructions
- Preparation:
1– Preheat your oven to 350°F (175°C).
2- Prepare your loaf pan by lining it with parchment paper, leaving some overhang on the sides for easy removal. Lightly grease any exposed parts. - Making the Batter:
1– Beat the cream cheese in a large bowl with an electric mixer until completely smooth and fluffy, about 2 minutes. This step is crucial for proper incorporation.
2- Add the eggs one at a time, beating well after each addition. The mixture should be smooth and uniform.
3- Mix in the melted butter and apple cider vinegar until well combined.
4- In a separate bowl, whisk together the almond flour, psyllium husk powder, baking powder, salt, and any optional seasonings.
5- Add the dry ingredients to the wet ingredients gradually, mixing on low speed just until combined. Do not overmix; stop as soon as no dry flour is visible.
6- Transfer the batter to your prepared loaf pan and smooth the top with a spatula. Tap the pan gently on the counter a few times to remove any air bubbles. - Baking:
1- Bake in the preheated oven for 50-60 minutes, until the top is golden brown and a toothpick inserted in the center comes out clean. If the top browns too quickly, loosely cover with aluminum foil.
2- Test for doneness: The bread should reach an internal temperature of about 200°F (93°C) when done, and the center should spring back slightly when touched. - Cooling (Critical Step!):
1– Allow the bread to cool in the pan for 10 minutes.
Carefully lift the bread out of the pan using the parchment paper overhang and transfer to a wire rack.
2- Let the bread cool completely before slicing – at least 2 hours. This step is non-negotiable for proper texture!
More Quick and Easy Bread Recipes
Chef’s Tips for Keto Bread Success
Temperature Matters
- Room temperature ingredients are absolutely essential. Cold cream cheese and eggs will not incorporate properly, resulting in a lumpy batter and uneven texture.
- Proper cooling is as important as proper baking. Cutting warm keto bread will result in a gummy texture and crumbling.
Measuring for Perfect Results
- For best results, use a kitchen scale. Almond flour can compact significantly when measured with cups.
- If using measuring cups, spoon the almond flour lightly into the cup and level off with a knife – never scoop directly with the measuring cup.
Texture Troubleshooting
- If your bread is too dense: You may have overmixed the batter or used cold ingredients. Next time, mix just until combined and ensure everything is at room temperature.
- If your bread is too crumbly: It likely needed more cooling time or perhaps slightly longer baking. Remember, proper cooling is essential!
- If your bread tastes too eggy: Add a teaspoon of vanilla extract (for sweet applications) or additional herbs and spices (for savory applications) in your next batch.
Psyllium Husk Powers
The tablespoon of psyllium husk powder might seem minor, but it’s crucial for:
- Creating a more bread-like chew
- Improving structure for better slicing
- Preventing excessive moisture while baking
Tasty Variations & Customizations
Sweet Options:
- Add 1-2 tablespoons of granulated erythritol or monk fruit sweetener plus 1 teaspoon of vanilla extract for a slightly sweet bread
- Fold in 1/4 cup sugar-free chocolate chips or chopped nuts
- Add 1 tablespoon of cinnamon for a breakfast bread
Savory Options:
- Cheese bread: Fold in 1/2 cup shredded sharp cheddar or mozzarella
- Everything bread: Sprinkle everything bagel seasoning on top before baking
- Herb bread: Add 1 tablespoon of dried herbs (rosemary, thyme, basil) to the dry ingredients
- Garlic bread: Increase garlic powder to 1 tablespoon
Important Note About Substitutions
Be cautious with flour substitutions! Keto flours are NOT interchangeable:
- Coconut flour absorbs much more moisture than almond flour
- Flaxseed meal has a stronger flavor and different texture
- If you must substitute, research proper ratios specific to each flour type
Delicious Ways to Serve Your Keto Bread
This versatile bread works beautifully in many applications:
- Classic breakfast: Toasted with butter, cream cheese, or almond butter
- Avocado toast: Top with mashed avocado, salt, pepper, and red pepper flakes
- Sandwiches: Perfect for BLTs, turkey clubs, or grilled cheese
- French toast: Dip in a mixture of egg, heavy cream, cinnamon, and sweetener
- Bread pudding: Cube leftover bread for a keto-friendly dessert
- Breadcrumbs: Dry out slices and process for keto-friendly breadcrumbs
- Side dish: Serve alongside keto soups, stews, or salads
How To Store Your Keto Cream Cheese Almond Flour Bread
Counter Storage
- Store in an airtight container at room temperature for up to 2 days.
Refrigerator Storage
- For longer freshness, refrigerate in an airtight container for up to 1 week.
- Bring to room temperature before eating or toast for best texture.
Freezer Storage (Recommended for Batch Prep)
- Slice the completely cooled bread.
- Place parchment paper between slices.
- Store in a freezer-safe bag or container for up to 3 months.
- Thaw at room temperature or toast directly from frozen.
Ready To Bake ??
This keto almond flour bread with cream cheese isn’t just another disappointing low-carb substitute – it’s a genuinely delicious bread that stands on its own merits. The combination of fine blanched almond flour and cream cheese creates a texture and flavor profile that will satisfy your bread cravings while keeping you firmly in ketosis.
Whether you’re a keto veteran or just starting your low-carb journey, this recipe deserves a place in your regular rotation. The initial effort pays off with multiple days of bread enjoyment!
Have you tried this recipe? Did you add your own creative twist? I’d love to hear about your experience in the comments below! And if this recipe saved your keto sandwich cravings, please consider sharing it with fellow low-carb friends.
Happy keto baking!
FAQs About keto almond flour bread with cream cheese
1. Is almond flour bread with cream cheese really keto-friendly?
Yes. Almond flour is low in carbs and high in healthy fats, while cream cheese adds moisture and richness without adding too many carbs, making it perfect for a keto lifestyle.
2. What does cream cheese do in keto almond flour bread?
Cream cheese makes the bread soft and moist. It also adds a subtle tangy flavor and helps bind the ingredients without the need for traditional flour.
3. Can I use coconut flour instead of almond flour?
Not directly. Coconut flour is much more absorbent than almond flour. You’d need to adjust the recipe significantly—typically using 1/4 to 1/3 the amount and increasing eggs/liquid.
4. How many carbs are in a slice of keto almond flour bread with cream cheese?
On average, one slice contains 1–3g net carbs, depending on the exact ingredients and slice size. Always check your specific recipe’s nutrition info.
5. Can I toast this keto bread?
Yes! It toasts well in a toaster or skillet. Toasting enhances the flavor and gives it a nice crispy texture—perfect for keto buttered toast or sandwiches.
6. How do I store keto almond flour bread with cream cheese?
Store in an airtight container in the fridge for up to 5–7 days. You can also freeze slices for up to 3 months and toast them as needed.
7. Why is my keto bread dense or eggy?
This can happen if there are too many eggs or not enough leavening. Try using room-temperature eggs, a good amount of baking powder, and don’t overmix the batter.
8. Can I make this bread dairy-free?
Yes, but you’ll need to replace the cream cheese with a dairy-free alternative, like almond-based cream cheese, and ensure all other ingredients are dairy-free too.
9. What can I eat with keto almond flour bread?
It’s versatile! Use it for sandwiches, avocado toast, grilled cheese, or breakfast toast with nut butter. It’s also great with soups or stews.
10. Can I add extra ingredients to the bread, like herbs or cheese?
Absolutely. Mix in shredded cheese, garlic powder, Italian herbs, or even jalapeños for extra flavor. Just make sure add-ins are keto-friendly.